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  3. 金融场景下用户信用分预测挑战赛

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iFlytek ChallengeTabularIntermediateRegistration closedRegistration closed

金融场景下用户信用分预测挑战赛

Builders comfortable with Chinese algorithm-competition pages hosted by iFlytek.

Open official pageSign in to saveOpen guide

Suggested next step

Decide whether this contest fits your current stage before you sink time into the leaderboard.

Beginner score

52/100

Higher means a safer real starting point for your current stage.

Learning value

56/100

Measures whether the competition teaches habits you can transfer elsewhere.

Estimated effort

12-36 hours

Use this to check whether the task fits your current time budget.

Metric

Official scoring is published on the iF…

If you cannot explain this metric clearly yet, you probably still need a bit of prep.

Who this competition fits

Builders comfortable with Chinese algorithm-competition pages hosted by iFlytek.

Official blurb (unedited)
在当今社会,信用消费逐步成为了一种新的生活方式,有数据表明,越来越多的居民由传统储蓄转变为提前消费。因此,保证信贷经济的平稳是一个很重要的研究领域。对金融机构来说,预先判断客户是否会违约有利于提升机构的盈利;对整个社会来说,可以减少信用欺诈现象,去除信贷经济的泡沫。 本次比赛的主要目的是通过对数据集的挖掘,建立评估用户信用分的模型,为金融机构系统提供更… Official track: 数据挖掘. Sponsor: 科大讯飞xDatawhale. Teams entered: 183.

Prep before joining

If the items below still feel unfamiliar, you usually get a better result by preparing first instead of rushing in.

Can read Chinese competition pages

Comfortable submitting a baseline

Where the real difficulty shows up

The real friction is usually not library usage. It is validation, time allocation, and task framing.

Task details, eligibility, and scoring rules live mainly on the official iFlytek page and change each season.

Read this first

This guide is the best pre-read if you want a cleaner start instead of trial-and-error.

How to learn feature engineering, validation, and competition workflow without heavy hardware.

No GPU? Pick Competitions That Still Teach You Good Habits

Your decision

Use these fields to make a quick decision before you dive deeper.

Status
Registration closed
Registration
Registration closed
Eligibility
Needs official confirmation
Event timeline
Event ends · Oct 24, 2022
Reward
CNY 2,300
Compute
CPU only
Official metric
Official scoring is published on the iFlytek competition page.
Verification
Source page verified

This competition is better treated as a comparison option inside your shortlist before you invest more time.

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Official source

Rules, files, submission details, and the live deadline still come from the official page.

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Data and review state

Separate what is confirmed from what still needs review. Official rules and deadlines win — report anything that looks wrong.

Source page verifiedMetric confirmedReviewed
Source published
Sep 20, 2022
Published on this site
Jul 21, 2026

Official metric is not published on the iFlytek competition listing; verify scoring on the competition page.